Patient Info: Affordable Care Act

In 2010, a comprehensive health reform was signed into law known as the Patient Protection and Affordable Care Act (ACA), commonly called ObamaCare. The law makes it possible for more families to have access preventive, affordable health care.

Healthcare Marketplace

Open enrollment online ends Monday, March 31st. If you have not yet enrolled or would like more information on the Health Marketplace, please visit HealthCare.gov. If you do not have a computer, please check with your local library for access or use the paper application below.

Visit HealthCare.gov >>

Paper Application Information

If you need to complete a paper application, the marketplace must receive paper applications by April 7 in order to process them for enrollment in a marketplace plan beginning May 1. Paper applications take approximately two weeks to process, and consumers should contact the HealthCare.gov call center (1-800-318-2596) to inquire about the status of their application. Once their application has been processed, they will be able to select a health plan. If a consumer submitted a paper application more than two weeks ago and the call center does not have a record of their application, they should submit a new application.

Healthcare Marketplace Application – English >>
Healthcare Marketplace Application – Spanish >>

Get Prepared Today

How The Health Marketplace Works

Get your required information prepared and find answers to your coverage questions and figure out what options you need.  It’s good to be prepared, and now is the time to get started.

  • Gather information regarding your household income.  To help determine health savings you’re eligible for, the Marketplace will need income information from your W-2, current pay stubs or your tax return.
  • Starting setting a budget to spend on your premiums each month. You will need to determine which health plan meets your families health needs, but also meets your budget requirements.
  • Find out if your employer plans to offer health insurance in 2014. You will be able to stay on your employers plan, but will enjoy some fo the benefits such as no denials of pre-exisisting conditions or coverage dropping when you’re sick.
  • Begin the application process at the Marketplace.  On January 1st, 2014 coverage begins and you can start getting healthy!

How Does The Affordable Care Act Help Me?

The Affordable Care Act (ObamaCare) brings along a Marketplace accessible through healthcare.gov that gives you the ability to compare coverage options, benefits, quality and determine which features are important to you. The Marketplace lets you determine the correct combination of benefits and price that fits your budget and meets your needs.

Health Insurance Marketplace Infographic

With a lot of the big changes coming in just a few weeks, many people are wondering exactly how any of this can help them or their families.  There are many benefits to the Affordable Care Act (ObamaCare) that you may not have heard about yet.

  • Low Cost of Coverage - The Marketplace application process will determine if there are any additional ways to get lower monthly premiums with your current plan. You’ll also learn if you’re eligible for free or low-cost coverage through Medicaid or Children’s Health Insurance Program.
  • Essential Health Benefits - Doctor visits, preventive care, hospitalization, prescriptions and more essential health benefits are covered under all plans.
  • Pre-Existing Conditions Covered - No longer worry about being denied coverage because of an existing condition.  All pre-existing health conditions will be covered including pregnancy or disability.

Affordable Care Act Resources

Get help today.  We’ve gathered a few outside resources and listed them below so you can be fully informed on the health care changes coming.

Health & Human Services: Affordable Care Act
How Can I Get Ready To Enroll?
What is the Health Insurance Marketplace?
Healthcare.gov
Get Your Options & Info On Healthcare.gov